Build it right

The right structure, the right banks, the right systems, from day one

Your corporate structure

Holding companies

A holding company to bring ownership, dividend flows and future exits into one structure

Asset protection

Structures designed to separate real estate, intellectual property and reserves from operating risks

Trusts and foundations

Structures for family ownership, succession planning and continuity across generations

Tax

Corporate tax, VAT and international tax planning aligned with your business structure

Compliance

Support with beneficial ownership records, AML and KYC requirements, accounting, audits and statutory filings

Banking for your business structure

UAE banking

Operating accounts in AED and major currencies for day-to-day business

Offshore banking

Accounts in international financial centres for holding companies, international trade and savings

Payment and e-money accounts

Multi-currency payment accounts through payment institutions and electronic money providers

Multi-currency and FX

Accounts and payments in USD, EUR, GBP and local currencies, with foreign exchange support

Jurisdictions for your structure

Your business, ready to operate

The team, relocation support and finance systems that turn a corporate structure into a working business

Illustrative recruitment interface showing roles and hiring stages

Build your local team

Find the people your business needs, with support for recruitment, employment contracts and payroll setup

Illustrative relocation portal with a checklist, appointments and documents

Make the move

Coordinate visas, residency and the practical details of relocating founders, employees and their families

Illustrative payment interface with approval statuses and payment details

Put finance in order

Set up accounting, payment approvals and internal controls so day-to-day operations follow a clear process

Illustrative management reporting dashboard with financial metrics and charts

See the whole business

Bring your entities into one reporting view, with clear figures for revenue, costs, cash flow and performance

Four steps to an operational business

01

Discovery

Review your business model, goals, target jurisdictions and staffing needs

02

Design

Design the corporate structure, asset protection arrangements, tax approach and banking setup

03

Set-up

Coordinate registration, tax setup, banking, recruitment, relocation and finance processes

04

Handover

Deliver the documentation, train your team and prepare the first management report

What we put in place

  • Group structure chart
  • Registered entities
  • Holding, asset protection and trust structures
  • Tax and compliance processes
  • Onshore and offshore banking setup
  • Key hires in place
  • Visas and residency for founders and staff
  • Operational accounting systems
  • Finance policies and approval procedures
  • First management report
  • Ongoing administration and access to CFO support

Legal opinions and contract drafting are provided by licensed legal advisers

Ongoing corporate administration

YEARLYTrade licence renewal
ONGOINGRegistered agent and office
AS REQUIREDStatutory filings and beneficial ownership updates
AS REQUIREDVAT and corporate tax returns
PERIODICBank KYC updates and account administration
ON SCHEDULEVisa and residency renewals

Run it tight

Senior financial leadership, without a full-time hire

What your CFO manages

Management reporting

Revenue, costs and profitability by product, client and department

Client marginIllustrative
31%Target 25%

13-week cash flow

A rolling cash forecast to identify funding gaps and plan ahead

Cash positionGap flagged · week 9
Dashed line: payroll buffer

Budgeting and planning

Budgets linked to business targets, clear responsibilities and timelines

Plan vs actual+8%
Dashed: plan · solid: actual · illustrative

Cost optimisation

Prioritised cost-saving opportunities with clear operational trade-offs

Savings identifiedIllustrative
AED 180k
SuppliersAED 92k
SoftwareAED 51k
Payroll structureAED 37k

Capital and dividends

Funding plans and dividend policies that balance growth, liquidity and shareholder returns

Return on equity20.0%
Return on investment15.0%
Planned annual dividendAED 1.2m
Illustrative

Board and investor reporting

Clear monthly financial reports for your board, lenders and investors

P&L, cash flow, balance sheetReady
KPI dashboardReady
Covenant checkReady
Actions and owners6 open

Three ways to start

Entry

Money X-Ray

A structured review of your finances and processes to identify profit and cash flow improvements

Delivers
A prioritised action plan
Duration
Timing to be confirmed
Entry

Financial model

An integrated profit and loss, cash flow and balance sheet model with scenario analysis

Delivers
A working model for planning and investor discussions
Duration
Timing to be confirmed
Ongoing

Fractional CFO

Ongoing leadership of your finance function, with responsibility for reporting, planning and financial decisions

Delivers
An embedded CFO backed by a finance team
Term
From 3 months

The cost of a CFO in Dubai

In-house CFOAED 700k–1.5m+estimated annual employment cost
  • Salary, visa, insurance and end-of-service benefits
  • 3–6 months to hire
  • Reliance on one senior hire
GERA Fractional CFOAED 20–35kmonthly service fee
  • No direct employment overhead
  • Service starts in 2–6 weeks
  • Backed by a team

From first call to ongoing support

01

Initial review

Review your finances, processes and reporting to identify priorities and risks

02

Strategy & KPIs

Set revenue, profit and cash flow targets, with KPIs to track progress

03

Build the system

Organise the accounts, set up finance tools and establish clear reporting

04

Ongoing support

Monthly analysis, practical recommendations and a named CFO responsible for delivery

Fund what works

Capital backed by ongoing financial oversight

For companies

Raise capital with a CFO already in place

01
Investor readiness

Financial model, valuation, data room and investment memorandum

02
Investor access

Introductions to investors in the GERA network who fit your stage and sector

03
Deal structure

Funding structure, commercial terms and negotiation support

04
CFO after funding

Investor reporting and oversight of how funds are used

Readiness→Investor match→Deal→CFO after funding

Eligibility criteria to be confirmed: company stage, revenue, sector and funding amount

For investors

Invest with a clear view of the business

01
Financially reviewed companies

Businesses assessed by a CFO before an investor introduction

02
Financial due diligence

A review of financial performance, assumptions and risks before you invest

03
A CFO inside the business

GERA continues to lead the finance function after funding, helping identify issues early

04
Monthly reporting

Monthly financial reports and monitoring of how funds are used

Enquiry→Shortlist→Due diligence→Investment→Reporting

Investor eligibility and investment sizes to be confirmed

Types of capital

Equity

Capital in exchange for an ownership stake in the company

Debt

Borrowing repaid on agreed terms without issuing an ownership stake

Convertible loans

Loans that may convert into equity under agreed terms

Project finance

Funding for a specific project, with repayment primarily supported by its cash flows

Returns are not guaranteed and investments may result in loss of capital
Capital Access services are offered only where permitted under GERA's licence
Draft wording subject to legal review